TYPES OF VEHICLE INSURANCE COVER
By law all drivers must be insured against liablity for injuries to others including passengers and any damages from the use of a vehicle on the public road.
There are 3 types of car insurance, it is an offence to drive on the public roads in the UK without one of the following types of car insurance.
Third Party
This is generally the cheapest type of cover. This covers liabilities for injuries to other people, including passengers along with liability for damage to other people's properties.
Third Party Fire and Theft
This includes all of the cover provided in a Third party cover and additionally cover for vehicles in the event of fire, explosions or theft of the vehicle.
Comprehensive Cover
This cover includes all of the cover above and usually also includes accidental damage to your own vehicle as well. This can include a specified amount to be paid in the event of the death/injury to the policy holder.
